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There are some obvious benefits of foreclosing a long-term loan. The longer the tenure, the higher is the interest outgo.
Citibank has launched a new variable interest rate mortgage product which will be linked to the 90-day treasury bills.
Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of your choice all the more easier.
Ashish will retire in five years.He is not sure if he should prepay the loan before retirement and be debt free, or allow the loan to continue until he is 65.
Reserve Bank has on several occasions flayed lenders for keeping interest rates high and flagged concerns over base rate and MCLR.
In effect, when a bank revises its MCLR, either upwards or downwards, the base rate will move in the same direction and by the same amount.
It is important to pay off all outstanding dues on card. Any spends after the billing cycle should also be paid off in advance so that no dues are generated.
Jai has not been able to clear his dues, since they are much more than what he can afford. What should he do to save himself from the mounting interest costs?
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